What is the Essential Plan?

The Essential Plan is part of an initiative established by the Affordable Care Act that gives states the ability to offer more affordable health insurance options to low-income residents who don’t qualify for Medicaid and other public health insurance plans.

In New York, this more affordable option is called the Essential Plan. The Essential Plan has no premium, no deductible, and starts paying for health care costs right away.

last updated: March 20, 2024

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