Language
Skip Navigation

What is the Essential Plan?

The Essential Plan is part of an initiative established by the Affordable Care Act that gives states the ability to offer more affordable health insurance options to low-income residents who don’t qualify for Medicaid and other public health insurance plans.

In New York, this more affordable option is called the Essential Plan. The Essential Plan has no premium, no deductible, and starts paying for health care costs right away.

last updated: March 20, 2024

Ready to Join Us?

Talk To Us About Questions Or Concerns

Monday–Friday | 9 a.m.–5 p.m. (ET)

Already A Member?

Talk To Us About Any Questions or Concerns

Monday–Friday | 9 a.m.–5 p.m. (ET)

Speak To Someone In Your Community

Find Someone In Your Neighborhood And In Your Language